UK Marine Insurance Analysis
Know exactly what your policy covers — in minutes
Upload your schedule, and our Marine Insurance Risk Analysis tool tests your policy against real-world scenarios to show you exactly where you're exposed.
The process
How it works
Upload
Upload your insurance schedule
Simply upload the PDF schedule that came with your marine policy — the one-page summary of what you're covered for and up to what limits. No need to dig out the policy wording.
Upload
Extraction
Your policy details are extracted and verified
The Marine Insurance Risk Analysis tool reads your schedule and extracts the key figures — sum insured, excess levels, liability limits, coverage flags, navigation area, and more. You can review and correct anything before the analysis runs.
Extraction
Scenario Analysis
Your policy is tested against 4 risk scenarios
We don't just check what you're covered for — we model what happens when things actually go wrong. Each scenario calculates your realistic out-of-pocket exposure based on your actual policy limits.
Scenario Analysis
Results
Get your policy grade and full breakdown
Within seconds you receive a clear, jargon-free report — a letter grade, scenario scores, itemised cost exposures, and recommended actions to improve your cover before renewal.
Results
What you'll see in your results
A complete picture of your exposure
Policy grade
An A–F rating based on how well your cover holds up across all four risk scenarios.
Cost exposure
Worst-case out-of-pocket figures for each scenario, calculated from your actual limits and excesses.
Coverage gaps
Specific clauses or limits that leave you exposed — explained in plain English, not insurance jargon.
Better options
Alternative insurers who typically offer stronger cover in the areas where your policy falls short.
Optional — Deep Analysis
Go further with clause-by-clause analysis
Upload your full policy wording document and the Marine Insurance Risk Analysis tool will examine every clause in detail — identifying hidden exclusions, sub-limits, and conditions that your schedule alone doesn't reveal.
- Full clause-by-clause examination
- Critical, warning, and positive findings flagged
- Downloadable PDF report to keep or share
- Re-scored results incorporating wording detail
From start to deep analysis takes less than 2 minutes
Ready to check your policy?
No account needed to run your first analysis.